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GET TO KNOW YOUR REAL ESTATE AGENT

Alexandra’s professional background is as an economist who later furthered her studies to obtain an MBA. She has 15 years of prior experience in buy-in sales as a National Sales Representative as well as 10 years as an Administrative Director and Financial Assistant in an advertising company. Originally from Costa Rica, she moved to Florida 15 years ago and has lived in Dallas and California as well. It is while purchasing her home that she discovered a new love for real estate, inspiring her transition to the industry. Determined to work and learn from the best.

Mortgage 101

Buyer's Guide

GUIDE TO BUYING: How to Find Your Perfect Home

There’s a lot to know when it comes to buying a home in Martin County, Stuart Florida, Palm City Real Estate, Jupiter Florida, Port Saint Lucie. Understanding the details of the local community, identifying the size of the home, style of home and setting, and of course, organizing a budget - these are all important details to consider. Whether you’re a first-time buyer, looking for a bigger house or downsizing, I’m here to help you every step of the way. At Alexa, real estate agent my goal is to provide you with expert, caring, and candid advice throughout one of the most important transactions in your life. That is my commitment to you.

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Buyers

Mortgage 101

Before you begin the mortgage process, it's important to have your financial plan for purchasing in place. Use your tracked monthly budget to save for a down payment, reduce debt and increase your credit score.

It's also crucial to take the extra time to search for the right lender and the right loan. Check references, shop around and ask plenty of questions- including an estimate of fixed costs for the mortgage.

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Mortgage Calculator

Mortgage Calculator

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School Information

School Information

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Frequently Asked Questions

AM I READY TO BUY A HOUSE?

Great question! Consider these questions to determine if you are ready.
  • Are you in debt?
  • Do you have a stable, reliable and long term job
  • Have you save anything for a down payment?
  • Can you afford mortgage, taxes, utilities and insurance?

DO I NEED TALK WITH A LENDER BEFORE LOOKING AT HOMES?

Yes! and here are some benefits
  • You can get Pre Approved and understand your spending limits
  • Check to see if you qualify for first time buyers program.
  • You will discover the cost associated with buying a home
  • A mortgage professional can give you an advice on financing.

DO I REALLY NEED A REALTOR WHEN BUYING A HOME?

When buying a home, it’s strongly recommended you have a Realtor. There are many reasons why you should have a Realtor represent your best interests when buying a home. Keep in mind, all Realtors are not the same! When choosing a buyers agent, make sure you know how to properly interview prospective Realtors when buying a home.

SHOULD I SELL MY CURRENT HOME BEFORE BUYING A NEW ONE?

If the built-up equity in your current home will be applied to the down payment on the new home, naturally the former will need to be sold first.
Some home buyers decide to turn their current home into an investment property, renting it out. In that case, the current home will not need to be sold. However, your loan advisor will still need to evaluate your risk profile and credit history to determine whether making a loan on a new home is feasible while retaining title to the old home.
Buyers often have a short time frame to sell their current home when relocating to a new city because of a job transfer. If you are moving but taking a position with the same employer, check to see if they offer relocation assistance to help offset some of the costs.

HOW MANY HOMES SHOULD I VIEW BEFORE BUYING ONE?

That’s up to you! For sure, home shopping today is easier today than ever before. The ability to search for homes online and see pictures, even before setting a foot outside the comfort of your living room, has completely changed the home buying game. Convenience is at an all-time high. But, nothing beats visiting a home to see how it looks and ‘feels’ in person.
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